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Tuesday, Feb. 14, 2012

HopeyCare

Posted Saturday, July 25, 2009, at 7:52 PM

(Photo)
You should be aware of some of the provisions of the President's Destroy Freedom in America Act, the HopeyCare farce. Here are just a few of these provisions, (from Family Security Matters).

Page 22 of the HopeyCare bill mandates that the government begins audits of anyone who self insures. This is disastrous to small business. Small business people don't have the time or money to deal with harassment from the feds, so small business will be forced into HopeyCare. Obama knows this, and lies through his teeth when he says small business people can self-insure.

Page 30 Sec 123 - a government committee (just what we need, another freakin government committee) will decide what treatments/benefits a person may receive.

Page 29 lines 4-16 - your HopeyCare will be rationed. Again, Obama lied, and said there would not be rationing.

Page 42 - The Health Choices Commissioner (The HopeyCare Czar?) will choose your HopeyCare benefits for you. You will have no choice.

page 50 - Section 152 - HopeyCare will be available to illegals and citizens. (Why not give illegals free health care, we give them just about everything else)

Page 58 - Government will have real-time access to individuals finances and a National ID Health-card (HopeyCard) will be issued. (maybe you can have your new ID tattooed on your forehead)

Page 59 - lines 21-24 Government will have direct access to your bank accounts for election funds transfer.

Page 65 - Sec 164 - deals with payoffs for retirees and their families in UNIONS (got to funnel more cash to the unions) when they join HopeyCare.

Page 95 - Lines 8-18 The Government will use groups like ACORN to sign you up for HopeyCare. (great! More money for ACORN)

Page 124 - lines 24-25 - No company can sue the government for price fixing. No judicial review against government monopoly.

Page 127 - lines 1-16 The Government will tell Doctors what they can earn.

Page 145 - lines 15-17 An employer MUST "auto-enroll" employees into HopeyCare. No choice. (Remember when these crazies did nothing but cry for choice?)

Page 126- lines 22-25 Employers MUST pay for HopeyCare for PART TIME employees AND their families. (that's right dummies! Drive unemployment even higher!)

YOU'LL LOVE THIS! Page 167 lines 18-23, any individual who doesn't have HopeyCare, or Government approved plan will be taxed 2.5% of income. GET THIS, page 170 lines 1-3 - ANY NONRESIDENT ALIEN is exempt from individual taxes! (Americans will continue to pay, won't we?)

More Stupidity - Page 203 - line 14 - "The tax imposed under this section shall not be treated as tax." (It really does say that)

Page 241 - line 6-8 Doctors, doesn't matter what specialty, will be paid the same.

Page 253 - lines 10-18 - Government sets the value of Doctor's time, professional judgement, and the value of humans. (Gee, I hope they don't say we are as valuable as a newborn.)

Page 272 - Sec 1145 - Treatment of certain Cancer Hospitals - Cancer patients, welcome my friends, to the rationing that never ends.

Page 280 - Sec 1151 - The government will penalize hospitals for what Government (some bureauweenie) deems preventable re-admissions. (the old Monday morning quarterback eh?)

Page 317-318 - lines 21-25, 1-3 - Prohibition on expansion - Government will mandate hospitals cannot expand.

Page 335 & 336-339 - Government mandates establishment of outcome-based measures. (Hello forced HopeyCare rationing)

Page 354 - Sec 1177 - Government will restrict enrollment of special needs people!

AND if all this wasn't disgusting enough, here are some provisions for you HopeyChangers, in your later years can look forward to.

- Page 425 - lines 4-12 - Government mandates Advance Care Planning Consultations. (translation = Prodding seniors to get on with end of life)

- page 425 - lines 22-25 - Government provides approved list of end of life resources. (guiding seniors on how to go ahead and die quickly)

- page 427 - lines 15-24 Government mandates program for orders for end of life. The government will now have a say in how your life ends.

- Page 429 - lines 10-12 - Advanced care consultation may include an ORDER for end of life. (An order from some government bureauweenie to end a life!)

- Page 429 - lines 13-25 - The government will specify which doctors can write an end of life order. (Maybe someone like George Tiller?)

- Page 430 - lines 11-15 - the Government will decide what level of treatment you will have at end of life. (the all powerful bureauweenies to decide your end. Ready for that?)

Under HopeyCare, the government will now be more involved than ever into your marriage. (when you make the government your god, this is what you get). page 489 Sec 1308 has the government (the taxpayers) covering Marriage and Family Therapy.

My friends, President Obama's plans for America are aimed at killing the American Free Enterprise System. America has the best Health Care system in the world. Please don't buy into the constant lies from the left. The left has a future in mind for all of us, that future is shared misery. That is all the left ever has to offer, misery.

To you Democrats looking for a free ride, you'll probably be the first people the government will want to get rid of.

HopeyCare is not about providing health care for everbody. HopeyCare is a plan to systematically kill Freedom in America. HopeyCare is a plan for the Democrat Party to steal more of your money. HopeyCare is a plan to enslave Americans. You Democrats have got to wake up, and realize what has happened to your party. You've been hijacked.

If you need more convincing, just look at how well the government managed Fanny Mae, and Freddie Mac. You want to put your physical well being in the hands of Barnee Fwank, and Chris Dodd? Have Americans been so dumbed down that they welcome an idiot like Nazi Pelosi deciding what they can have for treatment when they are old?

Stop HopeyCare. Stop Obama from doing further damage to America, my God, hasn't he done enough damage already?


Comments
Showing comments in chronological order
[Show most recent comments first]

"YOU'LL LOVE THIS! Page 167 lines 18-23, any individual who doesn't have HopeyCare, or Government approved plan will be taxed 2.5% of income."

To be fair on this one, the bill also mandates that everyone is to have health insurance. Much like people with cars must car insurance. If there wasn't a 2.5% tax penalty, there would be no incentive to have coverage. I believe I also heard that there will be a cap as to how much will be put on.

Sec 123. the duties of the health benefits advisory commitee " (b) Duties-

(1) RECOMMENDATIONS ON BENEFIT STANDARDS- The Health Benefits Advisory Committee shall recommend to the Secretary of Health and Human Services (in this subtitle referred to as the `Secretary') benefit standards (as defined in paragraph (4)), and periodic updates to such standards. In developing such recommendations, the Committee shall take into account innovation in health care and consider how such standards could reduce health disparities.

(2) DEADLINE- The Health Benefits Advisory Committee shall recommend initial benefit standards to the Secretary not later than 1 year after the date of the enactment of this Act.

(3) PUBLIC INPUT- The Health Benefits Advisory Committee shall allow for public input as a part of developing recommendations under this subsection.

(4) BENEFIT STANDARDS DEFINED- In this subtitle, the term `benefit standards' means standards respecting--

(A) the essential benefits package described in section 122, including categories of covered treatments, items and services within benefit classes, and cost-sharing; and

(B) the cost-sharing levels for enhanced plans and premium plans (as provided under section 203(c)) consistent with paragraph (5).

(5) LEVELS OF COST-SHARING FOR ENHANCED AND PREMIUM PLANS-

(A) ENHANCED PLAN- The level of cost-sharing for enhanced plans shall be designed so that such plans have benefits that are actuarially equivalent to approximately 85 percent of the actuarial value of the benefits provided under the reference benefits package described in section 122(c)(3)(B).

(B) PREMIUM PLAN- The level of cost-sharing for premium plans shall be designed so that such plans have benefits that are actuarially equivalent to approximately 95 percent of the actuarial value of the benefits provided under the reference benefits package described in section 122(c)(3)(B)."

This is all sec. 1177 says. "SEC. 1177. EXTENSION OF AUTHORITY OF SPECIAL NEEDS PLANS TO RESTRICT ENROLLMENT.

(a) In General- Section 1859(f)(1) of the Social Security Act (42 U.S.C. 1395w-28(f)(1)) is amended by striking `January 1, 2011' and inserting `January 1, 2013 (or January 1, 2016, in the case of a plan described in section 1177(b)(1) of the America's Affordable Health Choices Act of 2009)'.

(b) Grandfathering of Certain Plans-

(1) PLANS DESCRIBED- For purposes of section 1859(f)(1) of the Social Security Act (42 U.S.C. 1395w-28(f)(1)), a plan described in this paragraph is a plan that had a contract with a State that had a State program to operate an integrated Medicaid-Medicare program that had been approved by the Centers for Medicare & Medicaid Services as of January 1, 2004.

(2) ANALYSIS; REPORT- The Secretary of Health and Human Services shall provide, through a contract with an independent health services evaluation organization, for an analysis of the plans described in paragraph (1) with regard to the impact of such plans on cost, quality of care, patient satisfaction, and other subjects as specified by the Secretary. Not later than December 31, 2011, the Secretary shall submit to Congress a report on such analysis and shall include in such report such recommendations with regard to the treatment of such plans as the Secretary deems appropriate."

I'm going to jump to the advanced care consultation section 1233 of the bill.

"Advance Care Planning Consultation

`(hhh)(1) Subject to paragraphs (3) and (4), the term `advance care planning consultation' means a consultation between the individual and a practitioner described in paragraph (2) regarding advance care planning, if, subject to paragraph (3), the individual involved has not had such a consultation within the last 5 years. Such consultation shall include the following:

`(A) An explanation by the practitioner of advance care planning, including key questions and considerations, important steps, and suggested people to talk to.

`(B) An explanation by the practitioner of advance directives, including living wills and durable powers of attorney, and their uses.

`(C) An explanation by the practitioner of the role and responsibilities of a health care proxy.

`(D) The provision by the practitioner of a list of national and State-specific resources to assist consumers and their families with advance care planning, including the national toll-free hotline, the advance care planning clearinghouses, and State legal service organizations (including those funded through the Older Americans Act of 1965).

`(E) An explanation by the practitioner of the continuum of end-of-life services and supports available, including palliative care and hospice, and benefits for such services and supports that are available under this title.

`(F)(i) Subject to clause (ii), an explanation of orders regarding life sustaining treatment or similar orders, which shall include--

`(I) the reasons why the development of such an order is beneficial to the individual and the individual's family and the reasons why such an order should be updated periodically as the health of the individual changes;

`(II) the information needed for an individual or legal surrogate to make informed decisions regarding the completion of such an order; and

`(III) the identification of resources that an individual may use to determine the requirements of the State in which such individual resides so that the treatment wishes of that individual will be carried out if the individual is unable to communicate those wishes, including requirements regarding the designation of a surrogate decisionmaker (also known as a health care proxy).

`(ii) The Secretary shall limit the requirement for explanations under clause (i) to consultations furnished in a State--

`(I) in which all legal barriers have been addressed for enabling orders for life sustaining treatment to constitute a set of medical orders respected across all care settings; and

`(II) that has in effect a program for orders for life sustaining treatment described in clause (iii).

`(iii) A program for orders for life sustaining treatment for a States described in this clause is a program that--

`(I) ensures such orders are standardized and uniquely identifiable throughout the State;

`(II) distributes or makes accessible such orders to physicians and other health professionals that (acting within the scope of the professional's authority under State law) may sign orders for life sustaining treatment;

`(III) provides training for health care professionals across the continuum of care about the goals and use of orders for life sustaining treatment; and

`(IV) is guided by a coalition of stakeholders includes representatives from emergency medical services, emergency department physicians or nurses, state long-term care association, state medical association, state surveyors, agency responsible for senior services, state department of health, state hospital association, home health association, state bar association, and state hospice association."

I didn't see where in the bill it says an order for the end of life. However, the bills posted at http://thomas.loc.gov don't have pages and line numbers, only the sections numbers, so Sam, if you could get sections numbers for what you have posted, that would be helpful finding what you have posted so I can read them and attempt to figure out what it says.

-- Posted by npwinder on Sun, Jul 26, 2009, at 3:21 AM

npwinder - If you will go to the website

familysecuritymatters.org

Then look for the article called: "Look here to see what's in the Health Care Bill"

Then there is a link to get the PDF of the whole bill.

Thank you for caring enough about our country to actually want to take a look at this impending disaster of a bill. God Bless.

-- Posted by sameldridge on Sun, Jul 26, 2009, at 9:07 AM

Sam,

The craziness gets crazier. Here is another moment of liberal stupidity on parade. US REP. Carol Shea-Porter, Democrat NH, said "...my constituents would love to wait in line for medical care." There is a youtube video of this. I was also thinking of your comments that "bureauweenies" would be making health care decisions. At first I wondered about that. Then I realized, of course bureaucrats will be making health care decisions. Bureaucrats are a part of any federal government program. Bureaucrats are to gov. programs like wet is to water. Where will race figure in to health care decisions? If one of these "bureauweenies" makes a decision a person of color does not like, can they cry racism? Of course they can, and they will. They would not necessarily cry racism because they believed racism was occurring. They just might wanna live, and get treatment, so they take any shot they have. Wasn't it you Sam that said, bad laws make criminals out of good people?

npwinder,

I agree that IF you are going to FORCE everyone into compliance, fines for non-compliance would be necessary. The part in that paragraph that bothers me, was how the illegals would not be penalized for non-compliance. Yet they will be fully covered, right?

-- Posted by RMontana on Sun, Jul 26, 2009, at 10:52 AM

There is one more concern I have in this discussion of Health care reform and its effect on seniors.

The left has already shown little concern for the value of life, as fifty million baby deaths will testify. If President Obama is sucessful in this bogus health care reform, then more folks will die at the hands of the left.

More abortions, because you damn well know Abortion is the one thing HopeyCare will cover any time, and every time, as many as you want, night and day. Now we have old folks, that the left thinks should go ahead and die. Good Lord, they will kill millions.

Some of you leftists robots will say I exaggerate. Try and step out of your brainwashing for a moment.

If you had spoken to anyone on the street in 1959, and ask them if Americans would kill fifty million kids in the next fifty years, they would have said you were crazy.

Considering how little respect President Obama and the Democrat Party has for life, one can only imagine the horror that awaits American seniors in the not to distant future.

This impending disaster will not only come because of health care, add the double whammy, add the Social Security debacle. The bloated obscenity that is our US. Government has spent every single dime, that every American, has ever sent in to Social Security. There is no trust fund. Come out of your liberal coma!

I am never quite sure if the Obama Administration is morphing into Orwell's 1984 or Animal Farm, or if these works by Orwell are the actual guide books for today's Obamacrat.

C'mon Guillermo - give me a good ole "four legs good, two legs bad" chant.

-- Posted by sameldridge on Sun, Jul 26, 2009, at 12:02 PM

America has the best healthcare system in the world? Are you kidding me? America ranks at or near the bottom of countries similar to us. Canada? Despite the lies and spins from the Republican Party that you have eaten up with a spoon is ranked higher. Are there issues with the system in Canada? Yes, but show me a system that is perfect and I'll show you make believe land. England, France, Germany all rank higher than America. That is hardly the best system in the world.

Right now conglomerates are running a racket with health care. If you are lucky enough to have insurance those companies can raise your premiums with no cause what-so-ever. How is that fair, or even right?

What they are offering right now is a public option, if you have insurance and want to stay with that insurer, guess what, you can. All the public option really does is give those without insurance an option of taking on coverage from the government or from public ensurers. The plan also will help small businesses be able to offer affordable coverage to their employees.

Some senators keep asking what's the rush with health care reform. They act as if this is a new idea and that we haven't been trying to reform health care for over 40 years.

Also under the reform more people will be covered which means when the initially get sick they go see a doctor and get it taken care of instead of waiting until they are on deaths door and going to the emergency room, which can't turn them away with or without insurance, and we, as taxpayers end of footing the bill.

I've noticed through this first year that the extreme right isn't against unfair taxes, since they are completely against programs that will ease their taxes, they are just against Obama. The first tea party, the professed and professed to anyone with a camera and microphone that the protest wasn't against Obama but against taxes. By the second tea party (which oddly enough they were surprised that their protests weren't covered. It was only on the 4th of July when the rest of us were celebrating our country) any pretext of protesting against taxes was out the window and these new protests were in complete opposition to Obama.

By the way, what have the Republicans offered in the way of reform for healthcare? I'm sure most of you can recite their plans from heart. We don't have a concrete plan, YET, but it is coming. But we know it's better than the plan now. This is the same line they have given for everything this year. They are no longer the party of no, but the party of we don't have new ideas but when we do have an idea it will be better than the ones now.

-- Posted by MichaelHendricks on Mon, Jul 27, 2009, at 3:31 PM

absolutely correct. that is why you always hear of everyone coming to USA for medical care rather than vice versa.

-- Posted by doodle bug on Mon, Jul 27, 2009, at 3:39 PM

In all probability/possibility, Believing Christians may not have to worry about being refused Health care, what with living, soon, at a place, far, far, better than our present circumstance provides.

If my study is correct, Jesus will be coming for His Bride, this Yom Teruah/Rosh Hashanah, in September. I have high hopes that I be correct.

The President might just have a very empty Nation to rule, very soon.

In Messiah. Arley

-- Posted by Navyblue on Mon, Jul 27, 2009, at 3:43 PM

The system seems to be broke. Lets not fix it, lets just poke holes in the armor of those trying to do something about it. That is much easier

-- Posted by bigdawg on Mon, Jul 27, 2009, at 7:27 PM

Sam,

All your B.S. excerpts are from the working papers being passed around congress.

Most of the portions you are screaming about will never see the light of day.

MANY OF THESE have been plugged in by opponents who want truckdrivers who lack understanding of the legislative process to read and go ballistic blasting the President -- who has said repeatedly, if the bills are passed and do not meet the standards already set out,

HE WILL VETO THE BILL.

Read a few websites, or some authoritative source -- which sure as hell does not include an uber-conservative website produced by people who are determined to force the nation into failure.

Have you noticed?

The banks are showing quarterly profits for the first time in several years. Ford showed a quarterly profit. Housing starts are up. The stock market has had multiple major gains.

CitiGroup is sending feelers to see how much bonus they can pay the successful director of their Connecticut trading operation. His contract says at the current level of operations, he gets $100-Million. They signed the contract.

Paying him may be legal, even though CitiGroup receied about $50-Billion of the bailout money.

Guess what Sam -- these are not signs of Obama failing.

You have been frantically eager to blame all the Bush/Cheney disasters on the Democrats, yet not a peep out of you now that in just under six months, the economic mess is easing.

In case you haven't checked your history of depressions and recessions -- six months for the first signs of recovery, after a major economic slump hits full disaster condition -- is a blooming economic miracle.

Much of this recovery is directly attributable to the major overseas money regaining faith in the U.S. getting its act together.

My lady and I have been dealing with these people in London, Bonn, Brussels, Zurich, Milan, Rome, Beirut, Dubai City, Mumbai, Hong Kong, Tokyo, Rio, Buenas Aires, Santiago, Lima, Melbourne and Capetown for years.

Beginning about 2004, they basically withdrew from any dealings in the U.S. at all.

That continued until about May 1st this year.

We are seeing them willingly discussing moving money into the U.S. again.

Through about 2003, the U.S. was the preferred target for their investments. When the rest of the world realized that the Bush/Cheney crowd was ignoring everyone in the blind pursuit of personal Bush family vengence against Sadaam Hussein -- We were no longer the favorite investment destination for anyone but the Chinese, and they were piling up credits with the U.S. government, to help ward off trade restrictions or opposition to their unfair trade practices.

But, finally they are finding practices such as their illegal subsidizing of soda ash exports to the world are being challenged by the new administration.

Sam -- forget your Neo-Nazi, totally biased and distorted websites. They are practicing the standard Hermann Goebbels tactic -- Tell a big lie and keep repeating it, at least some of the people will believe it.

If those people tell you that the Mississippi River at New Orleans would freeze with six feet thick ice on August 15 -- are your going to accept that as absolute gospel??

You continue referring to "Hopey Change" -- well Gearjammer, you better pray the changes are successful -- because if they fail -- you are out of business.

How are you at digging ditches by hand on public works projects??

The Texas and New Mexico drought is digging the hole that much deeper for a lot of people there, compounding a serious income loss with wheat which is barely covering harvest costs.

A strong export market will provide better markets for Northern Plains wheat, where near record production is already pilng up.

But if the folks overseas lose hope in our recovery -- buckle up, it could be a rough ride for the Wheat Belt.

-- Posted by HerndonHank on Mon, Jul 27, 2009, at 10:03 PM

Yeah the system is broke when around 85%-90% of the people have private insurance and we are making the change for the 10-15%... That is really broken. (Not actual numbers but close enough for illustrating this point.)

How about we let insurance companies eliminate costs by being able to go across state lines and limit the amount Dr's get sued for over malpractice. Those are the items that are broken... and guess what... they are related to government.

-- Posted by proudconservative on Mon, Jul 27, 2009, at 10:57 PM

We have successful insurance companies making a profit with thousands of employees. Let's try something new like a government run plan that will force these companies to make less money or go out of business completely and we'll just pass more stimulus plans for all the people who get laid off.

People currently have the choice to choose health care or not. Let's try something new. Let's make perfectly healthy people who don't wan't health insurance pay a $1,000 fine for their audacity to try saving money by not purchasing something they don't want. Btw, if the point of the $1,000 fine isn't to get people into the government "option" plan then why has nobody ever suggested a $1,000 fine for not having health insurance without provisions for a government plan? Oh yeah, because that would mean everyone would have to get private insurance. Silly me.

Our government doesn't have the power to decide who can and who can't be treated for specific ailments. Let's appoint a board to decide who can get treatment and this board can also decide what treatment they "qualify" for and what treatments they can be denied.

Looking at all this "change" it's clear to me that freedom of choice must be out the window.

-- Posted by McCook1 on Tue, Jul 28, 2009, at 9:55 AM

Mike, you just don't get it. You just can't watch CNN for a few hours and believe that you have the world figured out.

Everything is a state of mind. Maybe our healthcare is not rated the highest, but it's still the best. We can be treated whenever we want!

I have to lough at you people that quote these polls and rankings like the happiness index. It seems that there are eastern European and Scandanavian countries that are happier than we are. Well maybe they're just happy they aren't living under full blown communism anymore. Maybe they're just happy their currency stablzed and they don't have 500% iflation anymore.

That doesn't mean we don't have it better here. It just means that the lies told to idoits by politicians for votes have never come true and will never come true.

These crooks like Obama are always going to leave you fools hungary and wanting more, you'll never be happy with what God gave you until you get what I have!

I'm sorry to disappoint you and you misundrestanding, but the tax protest I went to delt more with the unconstitutional taxing that is being imposed on us from congress and the senate.

You can tell yourself your little bedtime stories all you want but it won't change the fact that Obama has wore out his welcome faster than any president in history as he has willlingly led congress into a room with a rope that they will hang themsleves on and he has also proven to be too radical socialist for the average American as well as just plain stupid.

His international policy has also stunk up the globe and now the world is speaking up.

I love how you keep repeating that conservatives don't have any plans. they do of course. You choose to not listen to them as they don't include the tagline "free healthcare" you want to hear for all you poor kids and out of work minorities.

Maybe if people that didn't have a lot of money would put down the cigs, beer, partying, iTunes downloads, jets skis, bling bling, 22" rims for their Monte Carlos, etc, the could actually afford this thing they think is soooooo important the government MUST provide it for us.

What I'm saying is something you liberal dorks don't likt to hear. If you don't have enough money to buy ebverything you want, you must prioritize.

That means, you don't buy things you DON'T need. I just explained many of the things I see people buying by the truckoad when they don't even have a pot to piss in!

If healthcare is so important that you beleive that other people should pay for it on your behalf, than I really think you should try to spend you money a little wiser and buy what you really need, not what you want.

It is possible to buy affordable health insurace for yourself. I bet I spend less pon my healthcare than other people do opn beer and cigarettes and going to the bars to buy overpriced beer!

-- Posted by Justin76 on Tue, Jul 28, 2009, at 11:27 AM

hey proud

I have insurance, its just a shame that they put provisions in my policy that says they wont cover most of what ails me because it is a preexiting condition. My deductalbe is so high I have to take out a loan to cover it anyhow. What a total rip off. So, like I said, the system is broke, no need to even try to fix it. Those 10 to 15% that dont have insurance can just die in there bed. I wonder what Jesus would do? He could heal them with a touch but the conservatives would run him out of town after the insurance companies started griping.

-- Posted by bigdawg on Tue, Jul 28, 2009, at 1:05 PM

Insurance companies would go broke if they covered pre-existing conditions and that's why they don't cover them. If they don't have the money to cover everyone's expenses then where are they supposed to get that money from? If they tried raising rates then consumers would stop purchasing insurance because it would be too expensive. Government doesn't have to worry about that because they can mandate coverage and force taxpayers to pay more whether the taxpayer wants to or not. Government will simply provide us with yet another system destined for red ink or they'll invent new taxes and raise the taxes we already have. Medicaid, Medicare and Social Security are all perfect examples of government's failing social programs but it is government, after all, and their capacity for failure knows no limits.

-- Posted by McCook1 on Tue, Jul 28, 2009, at 2:52 PM

If Jesus went to Taco Belle for guidance it would be to give not receive. I'm sure it would have to be a very long sermon and he might even cast out a few demons while he's at it.

-- Posted by McCook1 on Tue, Jul 28, 2009, at 2:57 PM

Sam,

1999 Health and Medical Insurors' NET PROFITS --

$2.5-BILLION

2008 Health and Medical Insurors' NET PROFITS --

$12.5-BILLION

That's about a 400% increase in net profits, during a decade when average wages and family income with DUBYAH and THE DRAFT DODGERS in charge dropped.

While you and your Conservative Gospel Choir are screaming about Universal Health Care with coverage for everyone, regardless of pre-existing conditions, medical history or claims history -- The PRIVATE AND DEFINITELY FOR BIG PROFITS insurance companies are refusing to cover or cutting off thousands of insured individuals and rejecting applications from thousands of people EVERY DAY.

Employers are being forced to get rid of older employees who are starting to have medical insurance claims -- after decades of few claims --because the group medical insurance company is forcing the termination. {Fire the expensive people, or get our entire program canceled.]

Try being 58 years of age, with a serious arthritis problem, or congestive heart failure, ulcers from the job and suddenly -- NO JOB, NO INCOME, NO HEALTH INSURANCE AND NO FUTURE.

That's the reality of private, for profit medical insurance.

Reminds me of an Arizona weekly publisher who went to bat to help the local police run three street gangs out of town, because their vandalism was costing everyone, including all the insurance companies thousands of dollars each week.

The gangs retaliated by trashing the publishers new Chrysler, three weekends in a row. Granted the third weekend they were met with loaded shotguns and five-gallon Molotov Cocktails dropped onto their own cars.

But guess what, the publisher's own auto insurance carrier [One of the MAJOR BENEFICIARIES of the campaign to wipe out the street gangs and their destuction] -- canceled his coverage, for having too many claims.

Naturally, he didn't go quietly. Published all the documentation and correspondence on the front page. Strangely, the local agent had to go get another company or two to survive, after the entire community started canceling their policies.

Naturally the insurance company threatened to sue, but how do you sue over a cancellation notice sent out on your own letterhead and signed by a Vice President?

Sam, do your research. Check the on-line prospectus and financial statements for the major insurors -- somehow a 400%+ increase in NET PROFITS gives the lie to their B.S.

-- Posted by HerndonHank on Tue, Jul 28, 2009, at 5:00 PM

my premium is 700 dollars a month, my deductable is 5 thousand a year. I cannot believe that they will raise my taxes 16 thousand dollars a year. They wont cover prexisting because they would go broke? Thats correct, thank you for pointing out another flaw in a completley flawed system.

Do you think Dick Cheneys insurance covered his preexisting heart condition? I bet it did. Do you think Barney Franks speech pathologist gets paid from his insurance carrier, even though he has talked that way since he was 16? I bet so.

I really hope that you never have to go through loosing everything you have worked your entire life for to pay medical bills.

-- Posted by bigdawg on Wed, Jul 29, 2009, at 7:08 AM

Medical procedures can run into hundreds of thousands of dollars per procedure or treatment and millions of dollars over the term of a policy. If everyone could get covered for pre-existing conditions then their treatments would bankrupt the rest of the industry easily.

You're right, your taxes, most likely, wouldn't go up $16,000.00 (I don't know your income bracket but I assume it's far below a $16k increase). Everybody's taxes would go up though to pay for your bills. You may feel entitled to other people's hard earned money for your own personal benefit. However, I just don't share that sentiment. I believe life is a tough, unfair and cruel world and we all just have to make the best of it that we can without making it tougher, more unfair and crueler for others while trying to make it better for ourselves whenever possible. I hope I don't have piling medical bills that drown my savings either but if I do, I won't place the blame on an industry or an individual for refusing to foot my bill for me.

Another of the many fallacies of healthcare reform is that people can't get treated because of health insurance. In America, a doctor has to treat you if you show up. All they can do is put you in debt for the services you received and the last time I checked, debtor's prison was outlawed but bankruptcy protections were not.

-- Posted by McCook1 on Wed, Jul 29, 2009, at 9:51 AM

another joke is that "you can shop around for the best coverage". Thats a load of crap. I tried to change my policy with my current provider, thats right, the same company, just a different deductable. Suddenly they wont cover my childs allergies and a whole host of other things. So, im stuck with what I have until I die.

So, does Dick Cheney have to pay for his heart meds or his bypass? It was prexisting. Ill bet not.

Take others hard earned money? Like Paris Hiltons hard earned money?

Doctors dont have to treat you. A friend of mine had cancer. She called a cancer specality clinic in Colorado for treatment. They told her to bring 25k with her or they would not see her. Needless to say, withing 6 months she was dead. If only she would have told them, "blogger Mccook 1 says you have to treat me" then perhps she would be alive today.

So the system works just great, why change it? Some of our elected represtetatives seem to want to deny everyone the coverage they have. They rail aginst "government run health care" and I ask my self, hmmm, your on it. If its that bad get off of you current program and shop around and pay for it out of your own pocket.

They are all milliionairs anyhow so it probably wouldent matter to them.

-- Posted by bigdawg on Wed, Jul 29, 2009, at 12:26 PM

Dick Cheney is a millionaire, I'm sure he could've paid for his surgery regardless of his insurance coverage. I don't know what his policy consisted of or what information was provided to that company before issuing his policy and I suspect neither do you.

You wouldn't have needed to take my word for it. You could have went straight to the Emergency Medical Treatment and Active Labor Act of 1985. I'm sorry about your friend but people do have certain rights whether they are aware of them or not.

Paris Hilton doesn't have the money to pay for the government health care plan so I'm not sure what you're trying to prove except the fact that there are people out there that make a lot more money than you do and you don't like it. Did Paris Hilton work tirelessly for her money? Probably not, by comparison to majority of people who are millionaires and did work hard. However, there hard work is irrelevant to you because one girl made money from basically, her name. Great way to provided perspective.

FYI: The elected representatives are not on "government run healthcare" they are on "goverenment paid health care" there's a BIG difference there, bigdawg. They are fiscally speaking, employees of the government and get health benefits as such.

In fact, there is a proposal that exempts them specifically from having to participate in the proposed government run health care plan and retaining the exact plan they have now so they will be unaffected when companies try to revisit ALL their insurance policies and premiums to cover their costs. Oh yes, this plan is so good that they had to write a provision into it that exempts them from being subject to it. That should be your first red flag about how bad this policy is.

-- Posted by McCook1 on Wed, Jul 29, 2009, at 1:01 PM

I find it interesting how much of the debate over health care has shifted away from controlling costs. There is little to no mention of ways to control spending rather just arguing over who needs to be covered by "insurance" and who needs to pay for it. Bigdawg is right a lot of people don't have access to good health care, a lot of people also do a bad job of taking care of themselves in general. However; how is just suddenly enrolling a bunch more people going to do anything except increase the cost?

McCook1 is also correct, Bigdawg's friend had access to health care. Because she didn't have the money to upfront 25k for the best specialist isn't a knock on the healthcare system in my opinion. There has been talk about taxing the wealthy and thier "Cadillac" healthcare. This is the example Bigdawg illustrates. His friend couldn't afford a Cadillac and apparently didn't access her Chevy. I don't feel the government should step in and take away anyone's Cadillac to give everyone a Yugo.

As I've said many times I'm not a fan of government, it has good intentions but poor results. I'm still waiting for anyone to show me a government program that is run efficiently and effectively.

-- Posted by SWNebr Transplant on Wed, Jul 29, 2009, at 1:58 PM

gitmo, a place where we are providing the some of the best medical care to our enemies at no cost to them.

-- Posted by bigdawg on Thu, Jul 30, 2009, at 3:43 AM


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